We can offer advice about all aspects of pension planning, whether you are close to retirement or otherwise.

We are very much of the opinion that, despite all the negative press surrounding pensions, they are still the most efficient way of planning for your retirement.  The biggest problems have been caused by poor investment of pension funds.  We focus on finding and recommending pension products that have access to good investments, and are reasonably priced.

Our main area of expertise is in Personal Pensions, both "insured" and "self-invested".  However, we can also advise on occupational pensions, Section 32s, group pension schemes and small self-administered schemes.

Pensions have become much more flexible following 6th April 2006, when a raft of new rules came into force.  See the New Pension Rules section for more details.